Banking & Finance

Scope of Our Banking & Finance Practice

JHJ is extremely well-versed in the intricacies of the banking and finance industry from the regular financial institutions, to credit card companies, credit unions, consumer finance companies, investment funds, insurance companies, stock brokerages, investment funds and government-led entities.

Our Team

JHJ is competent in safeguarding the interests of financial institutions in all financial transactions and the key to our success has been our high attention to detail and keen ability to spot commercial issues. Our problem-solving approach is the reason why we have been trusted by our clients together our responsiveness and the quality of service. Our ability to spot potential legal or commercial issues and resolve them before they mushroom into larger problems simplifies things for our clients. We understand the economic and business pressures on our clients who operate in an increasingly competitive and cost-conscious business climate.

Reputation & Experience

Corporate & Securities

We have the experience and ability to assist clients in structuring and completing their transactions in a timely manner while assessing and managing associated legal risks. Advice is provided on a wide array of matters, including securities offerings and disclosure issues; corporate control and take-over concerns; reorganizations, restructuring and bankruptcy proceedings; and equity and debt financing.

Regardless whether our client is a public or private company, our team provides practical and strategic advice with regard to all areas impacting corporate finance, including compliance with the Companies Act and listing requirements. Our team is also regularly involved in assisting public and non-public corporations on shareholder-rights matters, including tender, proxy and other hostile change-in-control.

We have been involved in many corporate exercises to Government Link Companies (GLC)'s. Among them is the corporatized arm of the Government's railway services in which we were engaged in a major exercise to standardize their tender documentation process. We have also done corporate and commercial matters including listing exercise for the corporatised arm of the Selangor State Government's water management division.

Mergers & Acquisitions

Our firm regularly assists our business and banking clients in formulating strategies for merger and acquisition transactions. We help clients in many different industries and of all sizes. We are able to aid our clients through every stage of the process, including pre-transaction planning, finding willing buyers, submitting bids, negotiations, conducting or providing due diligence, following up with post-closing matters and handling post-closing disputes, if necessary. We assist our clients with all aspects of merger and acquisition transactions, from structure and strategy to negotiation and documentation. Because of the diversity of our firm, and the varied nature of our experience, we are able to provide cost-effective due diligence investigations in almost any industry. Our lawyers use their many relationships throughout the investment banking and financing communities to assist our clients.

Our clients include government contractors, technology companies, telecommunications companies, health care firms, automobile, utility, transportation and energy companies, professional service entities, manufacturers, banks and bank holding companies, service and leasing companies, savings and loan institutions, construction companies and others.

Finance

The team has a broad-ranging practice and regularly advises on retail and institutional funds, onshore, offshore, open and closed ended, investing in equities, bonds, real estate and alternative classes, including private equity.

JHJ is also familiar with asset financing. Our experience is characterised by high value complex transactions, often with several layers of financing and legal structures. Our CCF team is widely recognized for the range of transactions we are able to undertake. They include the following:

• Financing and operating leases, including contract-hire leasing and hire purchase facilities, and related residual value arrangements

• Loan finance, including limited recourse loan structures, discounted receivable purchase structures, securitization of receivables, and other such forms of financing in the context of leasing related transactions.

• Vendor leasing programs particularly with lessors and their customers in the computer industry in relation to both hardware and software

• Advising providers and users of asset finance on all aspects of their business, including licensing, maintenance, procurement, regulatory and competition matters

Compliance and Regulatory Issues

We also work closely with financial regulatory bodies and keep very well abreast of the latest regulatory developments including the Banking and Financial Institutions Act and all subsidiary and regulatory provisions thereunder. We have advised all manner of clients of the necessary regulations that govern them in order to avoid legal complication. We also are well-versed in the Malaysian Corporate Governance and the applicable codes of best-practices for various areas in the financial and banking industry.

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